This presentation will examine what types of people will face auto-enrolment by gender, income groups and other demographics; the effect it will have on peoples income and whether auto-enrolment will work at increasing pension cover. It will also discuss changes to State pensions that might be of interest including the move to the Total Contributions Approach.

AE is coming and Irish businesses need to be ready. In a multigenerational working world, where each generation has a myriad of different needs to be met and consumption preferences to be catered for, engaging members along their journey toward life after work has never been more challenging. As we prepare for the rollout of the AE scheme within businesses across Ireland, our expert panel looks at what companies need to know and do to prepare for managing two fundamentally different plans within the same workplace. We’ll also examine the complexity of meeting these different groups where, when and how they want to be engaged, when you also factor in the need to segment two different pension audiences or deliver twice the messaging while still maintaining clarity and nurturing inclusivity.

The world is going through a seismic demographic transition, as populations age and traditional workforces shrink, prompting challenges for retirement systems that need to adapt to remain resilient. AI may be able to assist, by helping individuals make better decisions about their own retirement and by helping invest retirement assets. Given the importance of retirement, embedding trust into our AI systems is essential before they are deployed to the retirement business.

The global investment landscape is entering a period of divergence, driven by the expected strengthening of the US economy under a Trump administration. Policies aimed at domestic growth such as tax cuts, deregulation and tariffs are likely to bolster US economic dominance. However, this could also provoke significant reactions from global counterparts, leading to heightened volatility as well as a fragmented growth outlook. What does it all mean for investors and how should capital be allocated? Where are the standout investment opportunities?

Helping employers ensure that their pension arrangements deliver appropriate outcomes for employees into the longer term

Get up to speed, fast as our expert panel succinctly summarises the most prominent issues and trending topics from the world of pensions law, including the latest on Auto-Enrolment, a DORA update, a synopsis of recent master trust commentary and more key legislative news.

This panel will discuss the role of employers in supporting employee retirement planning, how organisations are responding to regulatory changes like auto-enrolment, employer obligations and the impact of pensions on employee benefits and well-being strategies as well as employee engagement with pensions — why participation rates remain low and how to improve them. The importance of financial literacy and early planning for retirement and how financial planners can support clients in pension decision-making will also be outlined as well as key financial planning strategies to bridge the gap between expected pension income and lifestyle needs.

Topics will also include

• when to start financial planning and the role of CFP®’s (Certified Financial Planner Professionals), QFA’s (Qualified Financial Advisers) and Retirement Planning Advisers (RPA’s) in supporting individuals
• the role of FPSB and LIA, its members, and its courses in raising standards of financial planning
• how continuous professional development (CPD) supports advisers in pension planning the role of financial education in encouraging the public to engage with their pensions